%0 M-10513 %A Panwale, Saleemuddin %A Afonso, Julinca %A Kamath, Sanvi %A Mahar, Deepshikha %A Ghundare, Samruddhi %D 2026 %J Scientific Research Journal of Science, Engineering and Technology %@ 2584-0584 %V 4 %N 1 %P M-10513 %T Assessing the Influence of Digital Payment Systems and Financial Literacy on Consumer Expenditure Patterns in Mumbai %M doi: %U https://isrdo.org/journal/SRJSET/currentissue/assessing-the-influence-of-digital-payment-systems-and-financial-literacy-on-consumer-expenditure-patterns-in-mumbai