TY - M-10043 AU - Nair, Santosh TI - The analysis focuses on the earnings of state-owned commercial banks in India concerning high-risk investments. T2 - Scientific Research Journal of Business, Management and Accounting PY - 2023 VL - 1 IS - 2 SN - 2584-0592 AB - The current research looks at how asset risk affects the bottom lines of government-owned banks. The results reveal that asset risk significantly impacts commercial bankers' bottom lines. Net profits for commercial banks tend to decrease when asset risk is included. Twelve commercial banks are in the public sector, but only five have been chosen for their convenient locations. The years 2005-2006 through 2018-2019 are included in the analysis. KW - Public sector banks KW - Liquidity concerns KW - Risk management KW - Regulatory framework KW - Accounting practices KW - Technological developments KW - Solvency KW - Net profits DO -